UK motorcyle insurance policy types

Third party only - This is the lowest level of UK motorcycle insurance as permitted by law. Third party only will basically protect you for your liability for damage that you might cause to other people or other people’s property. This type of UK motorcycle insurance, however, will not cover you for injury to yourself or damage to your motorcycle.

Third party, fire and theft - This level of motorcycle insurance UK will provide the same cover as third party only cover as well as protecting you for damage caused by incidents of fire and theft.

Comprehensive - This is the most extensive type of motorcycle insurance UK that you can get. It will provide you with all the protection offered by the lower levels of cover in addition for cover for things such as accidental damage to your own vehicle, personal accident benefit and medical expenses.

Pillion passenger insurance - All policies will automatically include cover for pillion passengers on your motorbike or scooter unless you specifically request it to be excluded from your policy.